There are more than a billion credit cards in circulation in the US, and more attractive offers coming up everyday.
But how do you know if it’s smart for you to apply for a credit card?
It’s hard to find specific guidance you can use for your situation.

So we created a simple framework that addresses not only what lenders use, but also what’s good for your long-term financial health.
Track your answers as you go along. You’ll get a decision guide at the end.
Ready to check it out? Click “Next”.
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